Dashboard
Track debt momentum, understand the next best action, and keep progress visible.
Momentum setup
Finish the core setup, then keep one clear next action in front of you.
4 of 6 complete67%
x
Debt Momentum Score
79
x
Momentum improves when extra principal, consistency, and completed challenges compound.
Total debt
$35,950
Current local balance across all active debts.
4 debts tracked
Debt-free estimate
November 2029
Based on your current snowball plan and monthly commitment.
42 months remaining
Momentum dollars
$262
Monthly dollars above minimums plus captured scanner wins.
Capture scanner wins
Debt balance trend
Updates when you apply local quick payments.
Next action queue
Owner-friendly actions that keep momentum moving.
Move roundup savings to the smallest balance$168
Your sample cash-flow pattern suggests $42 could be swept weekly without changing fixed bills.
Ask Desert Valley CU about autopay APR discount$9
Many credit unions offer a 0.25% rate discount when autopay is enabled from checking.
Current focus debt
Focus Medical Balance first, then roll its payment into the next debt.
Challenge progress
Progress loops built around action, not shame.
Seven-day impulse pauseMomentum score boost
5/7Extra $100 principal sprintEarlier debt-free date
64/100Rate reduction callLower interest drag
1/1Monthly progress
Payment volume by month.