Manual planner
Start, maintain, back up, or restore the free manual planner with planning-level bank and debt details.
Free manual planner
Start with one manually entered debt. You can add the rest after the dashboard is created.
1Add planning details
Use institution names, account nicknames, balances, APRs, payments, and due dates.
2Add bank snapshot
Track checking, savings, income, bills, and buffer targets without connecting accounts.
3Build the first plan
The dashboard turns manual entries into a payoff timeline, cash buffer, and next action queue.
4Keep sync optional
Paid Plaid sync can come later when connected updates are worth the upgrade.
Manual entry boundary
Manual setup is for planning-level data only. Paid Plaid sync is the future path for connected account updates.
Do not enter bank login credentials.
Do not enter account numbers or routing numbers.
Use labels you recognize, such as Everyday Card or Auto Loan.
Add your first manual debt
This replaces the sample ledger in this browser with a clean manual plan. Starter values are editable.