Payoff Plan

Compare snowball and avalanche payoff projections with a clear focus order.

Payoff projection

Compare momentum strategies using current balances, APRs, and monthly payments.

Debt-free dateJuly 2029

Timeline38 months

Interest estimate$4,030

Scenario planner

Test extra principal without changing your saved debt ledger.

Extra monthly principal

Months saved

Interest saved

$539

Monthly commitment

$1,065

Payoff order

Smallest balance first to create visible wins.

Medical Balance$1,320 · 0%

Focus

Everyday Card$4,280 · 22.4%

Auto Loan$11,950 · 7.2%

Student Loan$18,400 · 5.6%