DebtMo
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Payoff Plan

Compare snowball and avalanche payoff projections with a clear focus order.

Payoff projection
Compare momentum strategies using current balances, APRs, and monthly payments.
Debt-free dateJuly 2029
Timeline38 months
Interest estimate$4,030
Scenario planner
Test extra principal without changing your saved debt ledger.
Months saved
4
Interest saved
$539
Monthly commitment
$1,065
Payoff order
Smallest balance first to create visible wins.
1
Medical Balance$1,320 · 0%
Focus
2
Everyday Card$4,280 · 22.4%
3
Auto Loan$11,950 · 7.2%
4
Student Loan$18,400 · 5.6%